BusinessNoon
Your Complete Business Toolkit
12+ free business tools organized by category. Financial calculators, document generators, and marketing tools. No uploads, no sign-ups, everything runs privately in your browser.
Run Your Business In The Browser
BusinessNoon is a free online suite of twelve financial calculators and document generators built for the day-to-day reality of running a business in Morocco. Every tool is designed to answer a concrete operational question without requiring accounting software, a monthly subscription, or a trip to a local advisor.
Whether you manage a small shop in Fez, run a digital agency in Casablanca, freelance from Marrakech, or operate a growing SME in Rabat, you face the same recurring tasks: issuing invoices that respect Moroccan VAT rules, computing net salaries after CNSS and income tax, pricing services to hit your break-even point, and preparing professional documents that represent your brand. BusinessNoon collapses all of that into a single interface so you stay focused on running the business.
Most founders spend hours every month copying numbers between spreadsheets, manually computing CNSS contributions, or paying for expensive Western software just to generate a decent payslip. BusinessNoon replaces that friction with purpose-built calculators that know Moroccan rules by heart.
The salary calculator applies the current IR brackets and CNSS rates automatically. The TVA calculator handles the 20%, 14%, 10%, and 7% tiers. The break-even tool turns fixed costs, variable costs, and selling prices into a clear target volume in seconds. The loan calculator shows amortization schedules you can print and attach to a business plan.
Financial data is the most sensitive information a business owns. Salaries, margins, client lists, pricing strategies, and revenue numbers are exactly the kind of details competitors would love to see and that data-protection regulations require you to safeguard. That is why every BusinessNoon calculation and document generation runs locally inside your browser.
Nothing is transmitted to a server, nothing is logged, and nothing is shared with third parties. This browser-based architecture also means BusinessNoon is completely free forever. You can use every tool unlimited times per day, share them with your accountant or employees, and trust that your financial workflow stays private.
Financial Calculators
18 toolsTVA Calculator
Calculate VAT (TVA) instantly with Moroccan tax rates.
Morocco IS Simulator
Calculate Corporate Tax, Minimum Contribution, CSS and quarterly installments.
Net Salary Calculator
Calculate your net salary in Morocco with all deductions.
Break-even Calculator
Find your break-even point and plan your profitability.
Loan Calculator
Calculate monthly payments, interest, and amortization schedules.
Percentage Calculator
Calculate percentages, increases, decreases, and ratios.
Severance Calculator
Calculate severance pay based on Moroccan labor law.
STC & Dismissal Indemnity Calculator
Compute the full solde de tout compte: salary owed, leave, notice, severance and damages.
État 9421 Generator
Convert your payroll Excel into a SIMPL-IR XML for the annual DTS (9421) filing.
Liasse Fiscale Generator
Build your Bilan, CPC, ESG and ETIC tables in minutes and download a ready-to-file PDF.
Notary Fees Calculator
Estimate notary fees for a real estate purchase in Morocco.
BerryRH (AI)
AI assistant specialised in Moroccan labour law, 2026 payroll, CNSS and HR procedures.
2026 Fiscal Calendar
All Moroccan tax and social deadlines for 2026 with .ics export.
Company Formation Advisor
Pick the right legal form for your project (SARL, SAS, auto-entrepreneur).
Customs Duty Calculator
Estimate import duties and VAT on goods entering Morocco.
Export Advisor
Prepare exports from Morocco: Incoterms, FTAs, origin certificates and ADII procedures.
ICE Validator
Validate the format of a 15-digit Moroccan ICE and see its structural breakdown.
Moroccan Chart of Accounts (CGNC)
Browse, search and copy every account code of the Moroccan Plan Comptable (CGNC).
Document Generators
6 toolsInvoice Generator
Create professional invoices ready to download or print.
Payslip Generator
Generate detailed payslips with all salary components.
Business Card Generator
Design professional business cards in minutes.
Email Signature Generator
Create professional email signatures for your team.
Catalog Generator
Build product catalogs with images and descriptions.
Event Flyer Generator
Design eye-catching event flyers and posters.
Common Use Cases
How Moroccan entrepreneurs put BusinessNoon to work every week
Freelancers Issuing Monthly Invoices
Generate professional invoices with your logo, compute TVA automatically at the correct rate, add bank details, and export a print-ready PDF. Repeat the process for each client without ever paying per-document fees or hitting monthly quotas.
Startups Hiring Their First Employees
Use the net-salary calculator to show candidates exactly what they will take home after CNSS and IR, generate compliant payslips every month, and compute severance obligations to plan cash runway before you sign the employment contract.
Shop Owners Setting Prices
Feed your fixed and variable costs into the break-even calculator to find the exact number of units you need to sell to stay profitable. Test pricing scenarios in seconds and make confident decisions about promotions and discounts.
Agencies Preparing Commercial Proposals
Combine a polished invoice template, a branded business card, an email signature, and a product catalog to send a complete commercial package to a prospect in one morning. All design work happens in the browser, no Figma license required.
Accountants Supporting Clients
Walk clients through TVA, loan, and percentage calculations live in a meeting, generate payslips for their employees, and export clean PDFs they can file. The toolkit handles the mechanics so you can focus on advising.
Event Organizers Promoting Launches
Design an eye-catching event flyer, pair it with matching business cards and an email signature for the organizing team, and produce a coherent visual identity for a product launch or conference in under an hour. Free, fast, and completely in-browser.
Built for Morocco
BusinessNoon is a Moroccan toolkit built for Moroccan businesses. Every calculator understands the local context: the TVA calculator uses the 20%, 14%, 10%, and 7% tiers from the Code General des Impots, and the salary calculator applies CNSS, AMO, and the progressive IR brackets exactly as they appear in the Finance Law.
The severance calculator follows the seniority formulas laid out in the Moroccan Code du Travail. The loan calculator produces amortization schedules in Dirhams with annual summaries that match what local banks issue. We built BusinessNoon because we saw freelancers in Casablanca paying for foreign subscriptions just to issue simple invoices.
Whether you are a coiffure salon in Sale, a consulting studio in Gueliz, a restaurant on the Corniche, or a tech startup in Casa-Port, BusinessNoon gives you the same financial clarity that larger corporations buy for thousands of Dirhams a year, at zero cost and with full privacy.
Why Choose BusinessNoon?
100% Private
All calculations and documents are processed locally in your browser. Nothing is sent to any server.
Completely Free
All business tools are free to use with no hidden fees, no watermarks, and no limits.
Instant Results
Get calculations and generate documents in seconds. No waiting, no processing queues.
No Account Needed
Start using any tool immediately. No registration, no email, no strings attached.
Frequently Asked Questions
Are the financial calculators accurate for Morocco?
Yes, our calculators are updated with the latest Moroccan tax rates, CNSS contributions, and labor law regulations for 2026.
Can I customize the generated documents?
All document generators offer customization options including logos, colors, layouts, and content. You can tailor every document to match your brand.
Are the tools really free?
Yes, all BusinessNoon tools are completely free. No hidden fees, no premium tiers, no watermarks on generated documents.
Is my financial data secure?
All calculations run locally in your browser. Your financial data never leaves your device and is never stored on any server.
Can I use the generated documents for my business?
Absolutely. All documents generated with BusinessNoon tools are yours to use commercially without any restrictions.
Are the Moroccan tax rates updated regularly?
Yes. Our TVA, CNSS, and income-tax calculators are reviewed and updated whenever the Finance Law is published, so you always work with current Moroccan rates.
Can the invoice generator handle multi-currency billing?
Yes. You can issue invoices in Moroccan Dirhams, Euros, US Dollars, or any currency you need for international clients, with clean formatting and full customization.
Does the severance calculator follow Moroccan labor law?
Yes. The severance calculator applies the official formulas from the Moroccan Code du Travail, taking into account seniority brackets, notice periods, and legal indemnities.
Can I save my invoice templates for later?
Templates and recent data are stored locally in your browser so you can reopen and reuse them without any account. Clearing your browser data will reset them.
Is BusinessNoon suitable for freelancers and auto-entrepreneurs?
Absolutely. Freelancers and auto-entrepreneurs in Morocco use BusinessNoon for invoicing, tracking TVA, estimating net income, and preparing professional documents for clients.